Rental Yield & Cashflow Calculator

Rental Yield & Cashflow Calculator

Estimate gross/net yield, monthly cashflow, break-even rent, and stress-test interest rates. (Before tax.)

FOR TESTING PURPOSES - EXAMPLES ONLY

Key results

Updates instantly as you type
Monthly cashflow (before tax)
Gross / Net yield
Based on collected rent (after voids)
Break-even rent
Loan:
LTV:
Mortgage/mo:
NOI/yr:

Inputs

Essentials first. Expand advanced costs if needed.
Essentials
Purchase price
£
£
Monthly rent
£/mo
£
/mo
Deposit
%
%
Interest rate
% APR
%
Mortgage term
years
yrs
Voids
weeks/yr
wks
Advanced costs (fees, maintenance, annual charges)
Letting/management fee
% of collected rent
%
Maintenance allowance
% of collected rent
%
Insurance
£/yr
£
/yr
Service charge
£/yr
£
/yr
Ground rent
£/yr
£
/yr
Other costs
£/yr
£
/yr
Tip: For super-simple mode, set fees/maintenance to 0 and use only annual costs.
Estimate only (before tax). Doesn’t include stamp duty, refurb, financing fees, or capital growth.

Stress test

How cashflow changes as rates rise
± around your rate
Rate Mortgage / mo Cashflow / mo